At Pacific Farm & Ranch Insurance, we provide customized coverage for farms and ranches of all sizes and types. Our farm insurance protects operations ranging from dairy, beef, poultry, and aquaculture to crops, fruit, and grain, tailored to each client’s unique needs. For ranches, whether hobby or business, we combine personal, farm, business property, and liability coverage, protecting livestock, equine, grain, and specialty animals like ostriches or llamas. Additional coverage includes equine property insurance and country estate protection. With comprehensive, flexible policies, we ensure your property, animals, and operations are fully safeguarded, giving you peace of mind to focus on your farm or ranch.
Farm & Ranch Insurance
Safeguard your farm or ranch with tailored insurance covering livestock, crops, equipment, property, and liability, ensuring comprehensive protection for both hobby and commercial operations.
Protecting Your Business, Every Step of the Way
At Pacific Farm & Ranch Insurance Agency, we understand that your business is more than just work—it’s your livelihood, your passion, and your legacy. Our business insurance solutions help protect against the unexpected so you can focus on growth and success.
See What’s Covered
General & Business Coverage
- Commercial General Liability: Protects against bodily injury, property damage, and lawsuits. Extensions include advertising injury and product liability.
- Business Owners Policy (BOP): Combines property, liability, and business interruption coverage. Extras include cyber liability and equipment breakdown.
- Commercial Umbrella: Extra liability beyond base policy limits for large or catastrophic claims.
Professional & Leadership Protection
- Professional Liability (Errors & Omissions): Covers negligence or mistakes in your professional services.
- Directors & Officers (D&O) Liability: Protects leadership from claims of mismanagement or negligence.
- Contractors Professional Liability: Covers design errors, omissions, and trade-specific risks.
Employee & Workplace Coverage
- Workers Compensation: Covers medical expenses and lost wages for injured employees.
- Employment Practices Liability (EPLI): Protects against wrongful termination, harassment, and discrimination claims.
- Employer Benefits Liability: Safeguards errors in administering employee benefit plans.
Vehicle & Fleet Protection
- Commercial Auto: Covers company vehicles, liability, and physical damage. Includes hired/non-owned auto and roadside assistance.
Product & Food Coverage
- Product Liability: Protects against injury or damage from products you make or sell.
- Food Spoilage & Contamination: Covers losses from equipment failure, contamination, or foodborne illness.
Specialty & Additional Protections
Coverage can be customized for specific industries, worldwide operations, pollution risks, brand rehabilitation, and more.
Get Your Personalized Quote Today!
Protect what matters most—your home, vehicles, farm, or equine operations. Fill out our quick form or call now to receive a customized insurance quote tailored to your needs.