Personal and Homeowner Insurance Policies

Personal Lines

Home • Auto • Assets

We understand that life comes with valuable assets worth protecting. Our Personal Lines of Insurance are designed to safeguard your home, vehicles, and lifestyle—offering peace of mind wherever life takes you. From homeowners, renters, and auto insurance to specialized coverage for high-value homes, classic cars, jewelry, boats, and more, we tailor protection to fit your needs. Living in California, we also provide essential options like FAIR Plan, DIC, flood, and earthquake insurance to keep you covered when standard policies fall short. Protect every corner of your life—because your security is our priority.

  • Jewelry
  • Boats
  • Classic Cars
  • Condominiums
  • Short Term Rentals
  • High Value Homes
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Personal Insurance

From your driveway to your doorstep, our home, auto, landlord, and jewelry insurance provides reliable coverage, protecting your family, property, valuables, and vehicles with peace of mind every day.
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Protecting One Of Your Largest Assets: Homeowners Insurance

Your home is more than just four walls—it’s where life happens. It’s where family memories are made, where you relax after a long day, and where you feel safe. Homeowners insurance helps you protect that special place and everything in it.

See What’s Covered

  • Your Home (Dwelling Coverage): If your home is damaged by fire, wind, theft, or other covered events, your policy helps pay to repair or rebuild.
  • Other Structures: Coverage extends to garages, barns, sheds, or fences that are part of your property.
  • Personal Belongings: From furniture to clothing to electronics, your belongings are protected—even if they’re stolen while away from home.
  • Living Expenses: If you can’t stay in your home due to a covered loss, your policy helps with temporary housing and meals until you’re back on your feet.
  • Liability Protection: If someone is accidentally injured on your property, liability coverage helps protect your finances and provides legal defense.
  • Guest Medical Coverage: Pays medical expenses if a guest is hurt on your property, regardless of fault.

Extra Protection for Extra Peace of Mind

We also offer options to make your coverage even stronger, such as:

  • Enhanced Rebuilding Coverage to fully restore your home.
  • Special Protection for Valuables like jewelry or art.
  • Flood or Earthquake Coverage (separate policies) for added security.
  • Identity Theft Protection and more.

Why It Matters

Homeowners insurance gives you confidence that no matter what life throws your way, your home and family are protected. It’s about financial security, peace of mind, and protecting the place you love most.

Umbrella Insurance
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Umbrella Policies

Personal & Commercial | Bundle and Save

Our Umbrella Insurance offers extra liability protection by bundling coverage across home, auto, renters, landlord, jewelry, classic or exotic cars, and more. It fills gaps, simplifies policies, and can help save money while keeping your assets fully protected from major claims or unexpected events.