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ABOUT US

About Pacific Farm & Ranch Insurance Agency

Farm & Ranch Agency, Inc. was founded by a husband-and-wife team of seasoned insurance professionals who set out to create something rare: a true full-service insurance agency under one roof. From personal protection to retirement solutions, business coverage to equine insurance, our team delivers comprehensive solutions with expert care.

We offer coverage for:

  • Personal Lines – Auto, Home, RV, Boat, Motorcycle, Umbrella
  • Life & Retirement – Term, Permanent & Universal Life, Annuities, Tax-Free Retirement Strategies
  • Commercial Insurance – Property, Liability, Workers’ Comp, Group Health & Benefits
  • Equine Division – Major Medical, Mortality, Trainer & Boarding Liability

What sets us apart is our portfolio approach—we believe true protection comes from understanding the full picture. With decades of experience, proprietary technology, and a commitment to personal relationships, we’re proud to serve clients with integrity, expertise, and heart.

Though we serve all markets, we chose the name Farm & Ranch because we are deeply rooted in the agricultural community—and committed to protecting the families, businesses, and operations that make it thrive.

MEET OUR AGENTS

About Our Experts

For over 20 years, Pacific Farm & Ranch Insurance Agency has led the way in delivering top-quality insurance solutions focused on customer excellence and innovation. Our team’s strong agricultural backgrounds give us unique insight into the vital role insurance plays in protecting families, farms, and businesses. We offer specialized policies for farms and ranches alongside personal insurance options, including home, life, auto, commercial, and annuity coverage. With these tailored products, we help farm and ranch businesses of all sizes—as well as individuals and families—safeguard against risks and close coverage gaps. Today, our dedicated team proudly serves the California agricultural community and beyond, providing essential protection for every aspect of life and business.

Heather Miletello

Co-Owner, Insurance Agent

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Mark Miletello

Co-Owner, Insurance Broker

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Cheri

Equine Insurance Agent

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Kim Frederick

Equine Insurance Agent

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Trisha McCallister

Farm & Ranch Agent

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Eddie Ybarra

Independent Marketing Representative

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Tammy Gant

Director of AG & Commercial

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Lisa Catalano

Farm & Ranch Agent

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Yuridia Ceron
Yuridia Ceron

Office Manager